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The house prices have since increased significantly, if you sold your house for a million, bought and move in to a condo for half a million, you have capital gain surplus fund for meeting daily expenses, travelling, helping children with down payment for their first home. Resale condo would be ideal for these families.
Some mortgage brokers suggest reverse mortgage, refinance your house to solve your financial or family needs. In this situation, you have to handle with care not over stretched.